Does the thought of budgeting make you sick?
It’s totally understandable that you would be stressed out by budgeting! There’s so much to do and so much pressure on the idea of having the perfect budget.
But here’s the thing… You may be using the wrong kind of budget system!
How is there a wrong kind of budget?
There’s a wrong kind of budget for you. If it stresses you out to the point of feeling ill, or doesn’t help you break your bad spending habits, then it’s not working!
I have a personalized spreadsheet that I check every morning. This system really works for me- it’s the first thing I do at my computer every day, and it’s one of my favorite parts of my morning routine.
To many people, this sounds stressful or unnecessary. You may do better checking your finances periodically, especially if you already have good spending habits.
The point of budgeting is awareness
Having a budget helps you to be aware of your financial situation. Once you’re aware of what’s going on, you can begin to improve your situation. So you want a budget that shows you the whole picture without making you miserable.
Just like different learning styles or time management methods work for different personalities, the best budgeting style depends on you.
Once you find a method that works for you, stick with it! Many people think there’s a “one size fits all” budget, and that’s simply not true.
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